Let deepstack focus on the complexities of payments technology so you can focus on your product and customers

deepstack provides clients with payment processing solutions, including merchant processing services, payments acceptance and disbursements, tokenization, virtual accounts, fraud protection tools, chargeback management, and reconciliation and reporting services. deepstack financial transaction services give clients faster access to funds from credit card receivables, same-day account visibility, and better reporting and account reconciliation.

Built by fintech, risk and compliance nerds so you don’t have to figure out the puzzle yourself!

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Complex Funding Models

Multiple Acceptance Rails

Multiple Remittance Rails

Dispute Management


Recurring & Subscription Billing

Compliant Split Funding

Merchant On-Boarding

Custom Funding Schedules

Complex Payments Orchestration Simplified

Other platforms are built on old technology and are limited by it; deepstack went all the way down the rabbit hole! From ISO8583 to card brands, generating our own clearing and settlement files, merchant funding files and third party sender files, we are not limited by legacy technology platforms in the middle.

A Developer’s Dream

We took all of our past integration experiences, separated out the things that made them great from the ones that made us crazy, and built our architecture with only the best parts!



Everything exposed in a single, JSON-based restful API. Typical docs are all character and no plot. But we know you’d prefer a postman collection tailored just for your project, and that’s exactly what you’ll get!



We hate endless email chains, ticketing systems, and excuses as much as the next guy, so we don’t have them. Instead, let’s get your team connected with our team in a Slack channel and make amazing things happen!



Not getting feedback on your integration is frustrating. We solve for that with real time API request analysis in our sandbox environment. See how your request is being processed so you can debug it in real time.



Take advantage of our wicked webhooks framework and never worry about data synchronization issues or the state of any transaction again!



Lots of pre-built widgets for quick and easy integration. Or use the API for complete control over your users’ experience!

deepstack Data Centers

Our stack runs on best-in-breed cloud infrastructure in multiple data centers for enterprise grade high availability, resilience, and low latency


Latency to Process a Credit Card Transaction


Total Uptime

Direct Relationships You Can Banc On

No Middle Men, No Excuses, No One For Us To Blame

We provide faster visibility to your transactions and the data to support it by eliminating the spider web of multi-layered vendors in payments supply chains.

deepstack’s payments platform powered by a Banc of California merchant account means money will move, the reports will be accurate, and merchants will be happy!

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Finance Team Friendly

Consolidated Reporting Based On Your Business Day

Many developer-centric platforms forget about the needs of the finance team. We haven’t!

We’re as perplexed as you that some platforms force you to end your day in the middle of the day because the computers need two hours to generate a file.

With deepstack, your finance team will get consolidated settlement reporting in your time zone, based on your business day, that is always accurate.

Finance Team Friendly Infographic

Challenge Us With Your Pain Point

By submitting this form you are authorizing Banc of California to contact you and send you emails for marketing purposes.

Solutions-Oriented Approach

Our passion is payments technology and compliance, and our business is based on solving challenging problems in the space. And we love doing it, so at deepstack we don’t accept the status quo! You shouldn’t have to make your business fit someone else’s model. In fact, our philosophy is that if you don’t have a payments pain point you’re trying to solve, we’re probably not the right fit for you.

deepstack is powered by Banc of California, Inc., California’s premier, relationship-focused business bank, combining client-centric technology, leading-edge deposit and treasury management solutions and tailored lending services. With nearly $10 billion in assets, the Bank has the resources and expertise to provide tech-forward solutions that empower clients to adapt quickly and help them achieve their financial goals.

Robust Compliance

deepstack’s innovative platform, powered by Banc of California, leverages the Bank’s robust, multi-layered security and compliance practices to provide trusted payment solutions and protect our clients’ sensitive data.

PCI Compliance & Scope Reduction

Through the use our of scope reduction tools, you can eliminate your platform from the card holder data environment, significantly reducing the time it takes to maintain PCI compliance as a service provider.


We’re A Perfect Fit For…

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Large Merchants

Multiple locations in different time zones? Omni-channel sales strategy? We’ve got you covered! If you’re a large merchant with a whole team losing sleep over payments, we’re here to help!

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You’re building a vertical with a specialized solution to disrupt an industry, and you need a payments partner. Get everything you need in a single integration including the merchant application!

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You’ve hit a home run with your solution, you’ve scaled up to tons of merchants, and now you want more control. Leverage our platform to streamline the complexities of being a Payment Facilitator!

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Payments coming in, remittances going out, and everyone wants everything faster! Let us help you streamline the experience without compromising on fraud and risk controls.

We’ve built great solutions in a variety of verticals!

Recurring Billing | Property Management | Medical | Legal | Government | Parking & Tolling | Collections

Get Dirty In Our Sandbox

The best way to get started with deepstack is to have a discovery call with us. Tell us about your use case, flow of funds, and pain points. From there, we’ll get you a Postman collection, set up a Slack channel, and create your sandbox credentials!

Schedule A Discovery Call

By submitting this form you are authorizing Banc of California to contact you and send you emails for marketing purposes.

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